A partnership between Operation HOPE and SimplyHome
About Operation HOPE
Since 1992, Operation HOPE has been moving America from civil rights to "silver rights" with the mission of making free enterprise and capitalism work for the underserved. Through our community uplift model, HOPE Inside, which received the 2016 Innovator of the Year recognition by American Banker magazine, Operation HOPE has served more than 4 million individuals worldwide and directed more than $3.2 billion in economic activity for the disenfranchised.
Operation HOPE recently received its seventh consecutive 4-star charity rating for fiscal management and commitment to transparency and accountability by the prestigious non-profit evaluator, Charity Navigator.
For more information or to enroll, visit www.OperationHOPE.org (use HOPE Code HITW17 during registration).
Follow Operation HOPE on Twitter and Facebook @operationhope
HOPE Inside Partnership
HOPE Inside is an award-winning model of community uplift. Serving adults, youth, disaster survivors, and employees with financial dignity programming and coaching to equip them with the financial knowledge and tools to create a secure future.
THE PROGRAMS AND SERVICES ARE OFFERED AT NO COST.
Our focus is financial dignity and inclusion. We equip young people and adults with the financial tools and education to secure a better future--coaching them through their personal aspirations and life's challenges and facilitating their journey to financial independence.
Learn more about HOPE Inside at www.operationhope.org/programs/ (use HOPE Code HITW17 during registration).
HOPE Inside WorkshopsWorkshops will be offered virtually until further notice and occur on a monthly basis.
Credit & Money Management Program
Operation HOPE's Credit and Money Management Program is designed to transform disabling financial mindsets-- by teaching people the language of money, navigating credit, and making better decisions with the money they have. The Credit and Money Management Program is a part of HOPE's 700 Credit Score Communities initiative to uplift communities via financial inclusion and assistance.
Through workshops and one-on-one counseling, our financial wellbeing coaches empower clients to take control of their finances by creating a budget, reducing and paying off debt, and clearing errors from their credit reports.
72%
OF CLIENTS SEE A FICO SCORE INCREASE
25%
OF CLIENTS ACHIEVE AN ABOVE-PRIME FICO SCORE OF 660 OR GREATER AFTER 6 MONTHS OF PARTICIPATION
The focus of Operation HOPE's Credit and Money Management Program is to raise client FICO scores to 700 and bring financial uplift to communities by working to rehabilitate the credit, financial, and overall wellbeing profile of the HOPE client, and the future bank borrower, and by extension, the community as a whole.
Led by a HOPE Financial Wellbeing Coach, the workshop will also cover your rights as a consumer, and how to make the most of them. To learn more about Operation HOPE's Credit and Money Management Program click here (use HOPE Code HITW17 during registration).
PROGRAM OVERVIEW
Workshops
Get ready to learn the basics of making a budget, how to read a credit report, and about what can be done to correct errors that may negatively affect your credit rating. Led by a HOPE Financial Wellbeing Coach, the workshop will also cover your rights as a consumer, and how to make the most of them.
One-on-one coaching
Credit coaching is designed to help you recover from debt and low FICO scores. Together, you and your coach will discuss your needs and goals, review your credit report, prepare a budget analysis, and establish a plan of action to resolve credit and saving issues.
Homeownership Program
Operation HOPE is the leading global provider of financial dignity education programs. Providing the most powerful education and tools to prepare you for homeownership. Operation HOPE is the leading global provider of financial dignity education programs. We provide the most powerful education and tools to prepare you for homeownership.
Many individuals and families in low-to-moderate-income households across the nation are wary of the home buying process, and feel that homeownership, a fundamental piece of the American Dream, is out of reach for them.
HOPE Impact:11,000
EMPOWERED
HOMEOWNERS
$1.4 BILLION
RESIDENTIAL
MORGAGES
Operation HOPE's Homeownership Program focus on empowering individuals and families and help them become homeowners. The process starts with a homebuyer's workshop that provides an overview of the process.
Led by a HUD-Certified Homeownership Coach, the workshops will cover all aspects of the homebuying process. To learn more about Operation HOPE's Homeownership Program click here (use HOPE Code HITW17 during registration).
PROGRAM OVERVIEW
The Program includes an orientation sessions, workshop, and access to one-on-one coaching.
Homebuyer orientation
The Homebuyer Orientation is a great first stop of the Homeownership Program. You'll learn about the homebuying process, down payment assistance programs, and mortgage options. Orientation also provides a great opportunity to assess your preparedness to successfully navigate the homebuying process.
First-time homebuying workshop
The First-Time Homebuyer Workshop is an extensive look at key topics surrounding homeownership. Topics to be covered by your coach include loan approval, credit and debt, required savings, purchase contracts, loan packaging, escrow/closing costs, required documents, etc. Guest speakers are often invited to share additional knowledge.
Upcoming Workshops for 2023
Financial Disaster Preparedness Program
Learn the various types of disasters including natural, national, and pandemic disasters. These can affect you and your family in a tremendious way. We will help you to prepare financially for a disaster using the Emergency Financial First Aid Kit (EFFAK) and Personal Disaster Preparedness Guide (PDPG).
Asset Protection Program
Learn why it is important to protect your assets. Understand the definition of assets to include property, life, and casuality. Protecting your assets can provide you and your family with peace of mind and create wealth for you, your family and future generations.
HOPE Inside FAQ
1. Who can participate in the workshops?
Anyone within the Texas marketplace that is 18 years or older may participate in the Operation HOPE workshops and the one-on-one coaching sessions with the coaches. One-on-one coaching sessions are only available after attending one of the workshops.
2. What is the fee for the workshops and one-on-one coaching sessions?
All Operation HOPE workshops and one-on-one coaching sessions are offered at NO COST to those who live within the Texas marketplace.
3. How often are the workshops held?
Our (2) Main Workshops* will have monthly options through 2023, but all workshops will at a minimum be held once every 3-4 months through 2023.
*Main Workshops = Credit & Money Management Workspace & Homeownership Workshop
4. Will any workshops be offered in other languages?
Our (2) Main Workshops* will be offered in Spanish at least 3 times per year. If you are interested in a full Spanish workshop, please click here to be added to a waitlist for upcoming workshops.
5. Are the workshops and one-on-one coaching sessions virtual only?
Services will be offered virtually through 2021. We plan to host in-person workshops and offer in-person options for the one-on-one coaching session in 2022 (the in-person workshops will be held in Houston only for 2022).
6. Do I need to prepare before the workshops or one-on-one coaching sessions?
The virtual workshops require a stable internet connection as they will be held on Zoom. The one-on-one coaching sessions require forms to be filled out prior to the session and a stable internet connection with a microphone on a computer or phone.
7. When are the workshop dates announced?
Workshop dates will be posted to our website and social media platforms at least 30 days in advance. We will often post workshop dates up to 90 days in advance. Click here to follow us on our social media platforms.
8. What if I have additional questions?
Please direct specific questions not addressed here by emailing HopeInside@camilloproperties.com. You can expect a response back within 2 business days.